This post will be one that pulls together property investment jargon, three letter acronyms (TLAs) and other common terms that get banded about. If you would like a spreadsheet with all of these listed, or if you spot any that are missing, then just drop us an email: admin@thepropertyvoice.net

Similarly – if you see some value in a further explanation of some of these terms, then drop a note in the comment box below as to which ones and we will look to develop the list over time too…if there is enough interest that is 😉

Property Investment Jargon – Abbreviations:

APR – Annual Percentage Rate

ARLA – Association of Residential Letting Agents

ASA – Advertising Standards Authority

AST – Assured Shorthold Tenancy

AT – Assured Tenancy (agreement)

B2B – Business to business

B2C – Business to consumer

BA -Benefits Agency

BC – Borough Council

BI – Buildings Insurance

BMV – Below Market Value

BOE – Bank Of England

BREEAM – Building Research Establishment Environmental Assessment Methodology

BRR – Buy Refurbish Refinance

BS – Balance Sheet

BS – Building Society

BTL – Buy To Let

BTS – Buy To Sell

BTT – British Timber Treatment

CAB – Citizens Advice Bureau

CAGR – Compound Annual Growth Rate

CC – County Council

CCA – Consumer Credit Association

CCJ – County Court Judgement

CfSH – Code for Sustainable Homes

CGT – Capital Gains Tax

CH – Central Heating

CIL – Community Infrastructure Levy

CMDC – CDM Coordinator

CML – Council of Mortgage Lenders

COCR – Cash On Cash Return

CPA – Chartered Financial Planner

CPI – Consumer Price Index

CPO – Compulsory Purchase Order

CT – Corporation Tax

CT – Council Tax

D&B – Design and Build

DEVT/S – Development/s

DG – Double Glazing

DPA – Damp Proofing Association

DPC – Damp Proof Course

DPM – Damp Proof Membrane

DSCR – Debt Service Coverage Ratio

DSS – Department of Social Security

DTI – Department of Trade & Industry

E&OE – Errors and Omissions Excepted

EA – Estate Agent

EDMO – Empty Dwelling Management Orders

EIA – Environmental Impact Assessment

EOT – End Of Terrace

EPC – Energy Performance Certificate

ERC – Early Redemption Clause

ERP – Early Redemption Penalty

ERRP – Expected Rapid Realisation Price

ERV – Estimated Rental Value

ETP – End Terrace Property

FB – Finance Broker

FCA – Financial Conduct Authority

FF – Finders Fee

FFL – Finished floor level

FHL – Furnished Holiday Let

FLEA – Fire, Lightning, Earthquake, Aircraft (insurance)

FMV – Full Market Value

FOREX – Foreign Exchange

FSA – Financial Services Authority.

FSS – Full Structural Survey

FTB – First Time Buyer

FTI – First Time Investor

FV – Future Value

GDV – Gross Development Value

GEA – Gross External Area

GIA – Gross Internal Area

GLA – Greater London Authority

GR – Gross Return

HA – Housing Authority

HB – Housing Benefit

HHSRS – Housing Health and Safety Rating System

HIPS – Home Information Packs

HMO – House of Multiple Occupation

HMRC – Her Majesties Revenue & Customs

HPC – House Price Crash

HPI – House Price Index

IC – Instalment Contract

IFA – Independent Financial Advisor

IHT – Inheritance Tax

IO – Interest Only (mortgage)

IR – Inland Revenue

IRR – Internal Rate of Return

IT – Income Tax

JV – Joint Venture

JVP – Joint Venture Partner

L2R – Let To Rent

LA – Local Authority

LHA – Local Housing Authority

LL – Landlord

LO – Lease Option

LR – Land Registry

LTB – Let To Buy

LTBH – Long Term Buy & Hold

LTV – Loan To Value

MEW – Mortgage Equity Withdrawal

MTP – Mid (middle) Terrace Property

NAEA – National Association of Estate Agents

NALS – National Association of Letting agents

NDA – Non-Disclosure Agreement

NETA – None Existent Tenancy Agreement

NHBC – National House-Building Council

NI – National Insurance

NIA – Net Internal Area

NLA – National Landlords Association

NMD – No Money Down

NMLI – No Money Left In

NPV – Net Present Value

NR – Net Return

OFT – Office of Fair Trading

OMV – Open Market Value

OO – Owner Occupier

OPM – Other People’s Money

OPP – Outlying Planning Permission

P&L – Profit & Loss

PA – Per Annum

PAT – Portable Appliance Testing

PCL – Prime Central London

PCM – Per Calendar Month

PI – Professional Indemnity (insurance)

PM – Project Manager

PMT – Payment

PNC – Property Networking Club

PP – Purchase Price

PPR – Principle Private Residence

PRS – Private Rental Sector

PV – Photovoltaic (solar panels)

QS – Quantity Surveyor

R&D – Research & Development

R&M – Repair and Maintenance

R2R – Rent To Rent

RI – Rental Income

RIBA – Royal Institute of British Architects

RICS – Royal Institute of Chartered Surveyors

RLA – Residential Landlords Association

ROCE – Return On Capital Employed

ROE – Return On Equity

ROI – Return On Investment

RPI – Retail Price Index

RR – Rent Review

RT – Regulated Tenancy (agreement)

RTB – Right To Buy

SD – Stamp Duty

SDLT – Stamp Duty Land Tax

SFO – Serious Fraud Office

SIPP – Self-Invested Personal Pension

SQF – Square feet

SQM – Square Metres / Miles

SSTC – Sold Subject To Contract

STC – Subject To Contract

STR – Sell To Rent

STR – Short Term Rental

TA – Technical Analysis

TB – Tenant Buyer

TBA – To Be Agreed

TBC – To Be Confirmed

TDS – Tenancy Deposit Scheme

TPO – The Property Ombudsman

VAT – Value Added Tax

VOA – Valuation Office Agency

YOC – Yield on Cost

Have we missed any property investment jargon…?