This is such an interesting concept - the development of the so-called garden cities. Looking at the winning entry of the Wolfson Economics Prize, this idea has a lot of appeal. Essentially, it involves taking some decent sized towns and expand them out to make them into large towns or small … [Read more...]
Pre-election Manifesto from the Council of Mortgage Lenders
Nice idea this...a pre-election 'manifesto' from the Council of Mortgage Lenders (CML), an industry body, clearly intended to influence political party policies in their respective election manifestos. Housing, I am sure is going to be a key aspect of debate at the next election. The link to the … [Read more...]
UK Housing Market in Graphics – who doesn’t love a graph or two?
Do you like your housing market data and graphs? Yes, then feast your eyes on this little lot, jam-packed into a short article courtesy of the BBC. First-time buyers - where have they been and where are they now? House prices - what are the trends? Ownership & tenure breakdown - across Europe … [Read more...]
BTL investments requiring no work are better investments…or are they?
Aha! We have the answer to the question, which is the better property investment – the classic ‘doer-upper’ or the perfect ‘ready-to-rent’ property? It is the one with the best gross yield right? Well, no not necessarily… Gross yield is the total annual rent divided by the total purchase price, or … [Read more...]
6 ways to ‘cool’ the housing market
Six property commentators - six policy ideas to ‘cool the housing market’. They are: Build more social housing Raise interest rates Refrom the rental market (longer tenancies) Liberalise planning process Boost build-to-let Reform property taxation (replace stamp duty & council … [Read more...]
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